What to know first
Tricare's GLP-1 coverage tightened in 2025 with a 90-day documented lifestyle requirement and a BMI 35 cutoff (or BMI 30 with two comorbidities). Most commercial telehealth programs don't accept Tricare at all, which forces military families to pay cash-pay even when they have insurance that would cover the medication. The programs below are credentialed with Tricare or run the Tricare PA pathway correctly. APO/FPO shipping is a separate question covered on each program's individual page.
What we considered
- Accepts Tricare Select or Tricare Prime
- Documents the 90-day structured-lifestyle history Tricare requires
- Ships to APO/FPO addresses where applicable
- Continuity of care across PCS moves
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Scores out of 10, equal-weighted across five dimensions. How we score
Top pick: Knownwell
Form Health is credentialed with Tricare and runs the Tricare-specific PA. The obesity-medicine specialists write the visit notes Tricare's PA reviewers approve at higher rates.
Read the full Knownwell review →
Why Knownwell won this category
Form Health wins the Tricare category because Tricare's PA criteria are stricter than commercial insurance and most telehealth programs are not credentialed with Tricare at all. Tricare's pharmacy benefit is administered by Express Scripts under a separate military contract; programs that bill commercial insurance through Express Scripts are on a different credentialing track than Tricare. Form Health is credentialed with Tricare Select and Prime, which means their visit billing routes through the correct Tricare pathway.
Tricare's GLP-1 PA criteria in 2026 require BMI 35 or higher, or BMI 30 or higher with at least two weight-related comorbidities, plus 90 days of documented structured lifestyle modification. That BMI threshold is higher than AetNA or UHC (which require BMI 30). Form Health's obesity-medicine physicians document the comorbidity requirement and the 90-day lifestyle history in visit notes that Tricare's PA reviewers can verify against their criteria. The all-in cost for Tricare members at Form Health with approved coverage runs approximately $324/month ($299 program fee plus a Tricare copay).
Who this pick isn't for
Form Health is not the right pick for active-duty service members on Tricare Prime who access care through military treatment facilities (MTFs). MTFs provide GLP-1 prescriptions directly as part of the military health system when available; telehealth is unnecessary and adds cost. Tricare Prime beneficiaries who get care at MTFs should ask their primary care manager at the facility first.
If your BMI is between 30 and 34 and you have only one documented comorbidity, you may not meet Tricare's PA threshold. In that case, cash-pay compounded semaglutide from Mochi ($178/month) or Henry Meds (~$197/month) is the practical path while you continue building your documented health history.
Runner-up: 9amHealth
PlushCare is the right runner-up for Tricare Select beneficiaries who don't have complex comorbidities and want faster onboarding than Form Health's 7-day intake process.
Read the full 9amHealth review →
Top 3 compared
| Program | Score | Starts from | Lock-in | Time to Rx |
|---|---|---|---|---|
| Knownwell | 6.9 | $149/mo | Month-to-month | 14 days |
| 9amHealth | 7.3 | $298/mo | Month-to-month | 5 days |
Other strong picks
Frequently asked questions
Does Tricare cover Wegovy or Zepbound?
What BMI does Tricare require for GLP-1 coverage?
Can I use a telehealth program for GLP-1 on Tricare?
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